Standard Student Contract

All students are to sign a Standard Student Contract. This Edutrust-Approved Student
Contract is a legally binding contract between Victoria Eduhub and its students. This standard contract
is available in English, Chinese and Vietnamese.

Fee Protection Scheme

Victoria Eduhub has in place a Fee Protection Scheme as stipulated by the Council for Private Education
(CPE) by way of an escrow account to provide full protection to all fees paid by our students. Under the
escrow scheme, students are to deposit all their fees into the escrow bank account which that has been
opened with any one of the Council for Private Education-appointed banks.

Our appointed FPS provider is DBS Bank Ltd.

The status of all protected fees can be checked through CPE website at

Medical Insurance Scheme

Victoria Eduhub has in place a medical insurance scheme for all its students as required by CPE under
EduTrust certification scheme.

This medical insurance scheme shall minimally provide for an annual
coverage limit of not less than S$20,000 per student, at least B2 ward in government and restructured
hospitals and 24 hours coverage in Singapore and overseas (if student is involved in school-related
activities) throughout the course duration.

Our appointed medical insurance provider is Liberty Insurance Pte Ltd.

Coverage1: Hospital and surgical Insurance (B1 Ward, Overall Limit Per year S$20,000)

Coverage2: Personal Accident (Sum Insured $20,000)

Confidentiality of Student Data

Victoria Eduhub is committed to maintaining the confidentiality of the Student’s personal
information and undertakes not to divulge any of the Student’s personal information to any
third party without the prior written consent of the student.